Consider A 15- Or 20-year Fixed-rate Mortgage

Look Everywhere You Can To Cut A Little Bit From Your Expenses. It Will All Add Up To A Meaningful Sum.

If You're Going To Live In The House Make It Your Goal To Just Pay Off Your Mortgage.

I've Learned From Her [ Oprah Winfrey] Really How To Stand In One's Truth, How If You Just Simply Are Who You Are, You Know, You're Heavy, You're Thin, You're Happy, You're Sad - If You Just Speak Your Truth As It Comes Into Your Mind, Then That's What People Relate To.

If The Only Way You Can Build An Emergency Fund Is To Pay The Minimum Due On Your Credit Card, That Is What You Need To Do.

Cut Back Your Spending Now.